RBL Platinum Maxima Credit Card Review 2024: Features, Benefits, Eligibility, Apply

RBL Platinum Maxima Credit Card Review:

You have come here means you must be wanting a lot of rewards. Rewards for every purchase, travel and much more. That too with just paying 2000 for the year you can earn around 76000 rewards.

But does this card suit you or is it right or wrong for you according to your needs? What are the factors that should make you take this card? So you have come to the right place to know all these things. Know the benefits and reviews of RBL Platinum Maxima Credit Card in detail. so scroll down-

RBL Platinum Maxima Credit Card Benefits.

When new companies come out with many schemes every day, how can we be sure that what is right for us? How to choose?

So let us tell you the benefits of RBL Platinum Maxima Credit Card:

Joining Fee2000₹
Renewal Fee2000₹ 
Airport Lounge AccessYes
Fuel Surcharge DiscountYes

RBL Platinum Maxima Credit Card Benefits:-

  • Welcome offer:- RBL Platinum Maxima Credit Card starts with 8000 reward points.
  • Earn 2 Reward Points for every ₹100 spent on purchases.
  • 5X REWARD BONUS:- Earn 10 reward points for every ₹100 spent on your card on spends like Dining, Entertainment, Utility Bill Payments, Fuel and International.
  • If you cross an annual spend of Rs 3 lakh on this card, you will get an additional 10,000 bonus reward points.
  • Annual Spend Bonus:-If there is an expenditure of 2 lakhs or more on the card in 1 year, then we can get 10000 Rewards Points.
  • Two complimentary access to the domestic lounge every three months at all major airports in India.
  • Avail Balance transfer:- you can transfer your balance from other bank credit cards on an easy EMI plan.
  • Access your card amount with just a click online. You can view billed or unbilled transactions.
  • Entertainment Offer:- Get one free ticket or ₹200 off every month on ticket bookings from BookMyShow. Accordingly, you will get 12 free tickets of the year.To redeem this offer, you must select the “RBL Bank Buy One Get One” offer while booking movie tickets on the “Book My Show” app or website.
  • The card allows customers to convert large transactions into easy instalments and pay the dues conveniently.

RBL Platinum Maxima Credit Card applying process:-

We can apply for RBL Platinum Maxima Credit Card in two ways :- 

  1. Offline procedure

To apply in offline mode, visit the nearest branch of RBL Bank. There the bank representative will assist you.

Important point to note– Carry the necessary documents and credit card application form.

  1. Online procedure

You can apply online by following some simple steps even sitting at home:-

  • Visit the official website of RBL Bank.


  • As soon as the page opens, you will see the menu of Personal Banking. Click on that.
  • Now go to the credit card section.


  • A new page will open as soon as you click. You will see “Apply Now”as soon as you come to this page. Click “Apply Now”. 
  • Now it is your turn to fill in your information. Fill all the information comfortably. See that you do not make any mistake.
  • After filling all the details click on “submit”.

Important point to note – In case of any problem at the time of online application, you may seek assistance from the customer care or representative.

RBL Platinum Maxima Credit Card Eligibility:-

Required documents for this card:-

I.Documents accepted as proof of identity:-

  • Aadhar card,
  •  passport ,
  • PAN card,
  •  voter ID card and others(Government document which has your photo)

II. Residence certificate:-

  • Driving Licence,
  •  Electricity Bill,
  •  Water Bill

III. Income certificate Eligibility:- 

  •  Employment status
  •  Must have a stable income,
  •  Good credit score, 
  • Pay Slip, 
  • Bank Details, and
  • Form 16 IT return.

Eligibility for availing this card:- 

  • Citizen of India.
  • Minimum Age must be 21.
  • Maximum Age must be 65.

RBL Bank Platinum Maxima Credit Card Fees And Charges:-

Annual Fee2000₹
Cash Advance Charges2.5% of amount ( minimum 500₹)
Late Payment Charges15% of the total amount due   (Minimum-50 and maximum-1250)
RBL Bank Deposit250₹ per cash deposit
SurchargesIRCTC service charges + payment
Card Replacement0
Annual Fee WaivedNot mention
Interest Rate3.50% per month

RBL bank Platinum credit card vs cards:- 

DetailsRBL bank freedom supercardTata croma platinum credit cardCiti rewards credit card
Joining Fee99929991000
Free Airport Lounge AccessYesYesNo
Fuel surcharge discountYesYesYes
Reward points20003000₹ welcome gift voucher2500

RBL bank Platinum credit card FAQ:

1.What is this platinum card generally suitable for?

This card is offered to those individuals who travel extensively within the country. Use this card to save while you travel.If you want cash back at the end of day-to-day spends, then this card is for you.

2.Is this card accepted internationally?

Yes, this card works internationally as well.

3.What is RBL Bank Credit Card Customer Care Number?

Contact on +912261156300 for help, advice or assistance.

4.For whom can this card be the best option for international or domestic spends? 

This card is a good option for domestic expenses and you will not get much benefit for international travel. You will have to pay more for more overseas level rewards.

5.How to close the Platinum Maxima Credit Card?

This card can be closed with the help of a phone call. Call (022-71190900). Ask the representative what is the procedure to close the card? Take their help and give them the basic information of your card and with their help you can close the card Shut down.

We know that we need money to spend, but what if we get some money even after spending, then pick up your RBL Bank Platinum Maxima Credit Card and earn a lot of rewards on every new shopping, travelling and dining.Redeem those rewards in the form of gift vouchers and avail other benefits.