RBL Bank World Safari Credit Card
RBL Bank comes with RBL World Safari Credit Card which is India’s first travel credit card with 0% markup fee on all the foreign currency transactions. RBL Bank World Safari Credit Card annual membership is priced at Rs.3,000.
RBL World Safari credit card is best suited for frequent travellers. It is one of the first credit cards in India that comes with 0% forex markup fee on all foreign transactions along with bonus travel points. The card comes with various travel benefits and allows the cardholders to earn additional points on traveling.
Read more to understand more about this credit card:
Welcome Benefits: Cardholders get MakeMyTrip travel voucher worth Rs.3,000 as a welcome gift
Travel Points: Earn 2 travel points on every Rs.100 spent on all the transactions along with 5 travel points for every Rs.100 spent on travel expenditure. However, no travel points are earned on international purchases.
Forex Markup Fee: One of the main highlights of this credit card is that it is India’s first 0% forex markup fee, which makes it stand out as compared to other travel credit cards
Travel Milestones: This travel card comes with 10,000 bonus travel points on spending Rs.2.5 lakh in a year. Additional 15,000 travel points on spending Rs.5 lakh in a year and Taj Experience Gift card worth Rs.10,000 on spending 7.5 lakh in a year.
Airport Lounge Access: The card comes with 2 complimentary visits at major domestic airports and 2 complimentary lounge visits at more than 1300 international lounge visits using Priority Pass membership. The visits are inclusive of guest visits.
Charges of up to $27 will be applicable for any additional visit, post the free visits. Get additional complimentary lounge visit via Priority Pass on spends of Rs. 50,000/- or more in a calendar quarter.
Fuel Surcharge Waiver: Cardholders can avail fuel surcharge waiver for transactions between Rs.500 and Rs.4000, with maximum waiver of Rs.250 per month at all fuel stations.
Travel Insurance: The complimentary travel insurance covers features like personal liability coverage, trip delay, baggage loss, dental treatment and loss of passport
World Safari Credit Card Key Highlights
Some of the reasons why you must apply for an RBL Bank World Safari Credit Card are:
- 0% markup fee on all foreign currency transactions which allows you to travel more freely without having to worry too much about the financial aspect.
- You will be eligible to receive a MakeMyTrip voucher worth Rs.3,000 as welcome gift.
- You will be able to earn reward points every time you use the credit card. The reward points can be used to redeem flight and hotel bookings.
World Safari Credit Card Features of RBL Bank
There are various features which you will be able to enjoy if you avail the RBL Bank World Safari Credit Card. We will have a look at them.
0% Markup Fee
RBL Bank World Safari Credit Card comes with 0% markup fee on all the foreign currency transactions which allows you to save up to 4% on all foreign currency transactions.
| Credit Card | You Spend | You Pay |
|---|---|---|
| RBL Bank World Safari | $100 | $100 |
| Other Credit Cards (3.5% foreign currency markup + GST @18%) * | $100 | $104.13 |
Choose destination
On availing the credit card, you will receive a MakeMyTrip voucher worth Rs.3,000 as a welcome gift.
How to get the welcome gift
- Pay the joining fee levied by the payment due date. The joining fee will reflect in your first statement
- Swipe your credit card once within 30 days of its issuance
- The voucher will be delivered by SMS and email on your registered mobile number and email ID
Get to explore new destinations
The credit card offers various rewards which you can earn after using the credit card. Some of the rewards which you can earn are:
- Earn 2 Travel Points for every Rs.100 spent on all your purchases
- Earn 5 Travel Points for every Rs.100 spent on travel spends
- No Reward Points on International purchases
Miles and Milestones
Apart from the various rewards you will enjoy on using the RBL Bank World Safari Credit Card, you will also receive various other rewards in the form of miles and milestones. Some of them are listed below:
- 10,000 bonus Travel Points on spends of Rs.2.5 lakh in a year
- Additional 15,000 Travel Points on spends of Rs.5 lakh in a year
- Additional Taj Experience Gift Card worth Rs.10,000 on spends of Rs.7.5 lakh in a year
Lounge Luxury
You can enjoy complimentary lounge visits on select lounges using the RBL Bank World Safari Credit Card.
- You earn 2 complimentary lounge visits every quarter at major domestic airports in India
- You also have access to more than 1,300 international lounges via the complimentary Priority Pass membership. You can use the complimentary Priority Pass membership to get 2 complimentary international lounge visits. The visits are inclusive of guest visits
Things to keep in mind
- An additional charge of $27 will be levied post any lounge visits provided the free visits pass has been availed
- You will be eligible to receive additional complimentary lounge visits through priority pass on spending Rs.50,000 and above during the calendar quarter
Travel insurance
You will enjoy complimentary travel insurance on availing the RBL Bank World Safari Credit Card. The travel insurance will cover the following:
- Delay in trip
- Loss of baggage
- Personal liability coverage
- Loss of passport
- Dental treatment
24×7 Concierge Desk
You will be eligible to get a concierge desk working to provide you best in class services whenever you want and wherever you are. The desk will assist you with:
- Assistance related to hotel referral and reservation
- Assistance related to dining referral and reservation
- Assistance related to gold course referral and reservation
- Assistance related to spa, fitness Centre and Sports Information referral
You will have to call the customer service by dialing 022 6232 7777 to make the necessary bookings.
Golf Privileges
Enjoy various gold privileges on using the RBL Bank World Safari Credit Card. Some of the privileges you will get to enjoy are:
- Free golf lessons which will allow you to sharpen your golf skills
- Access to select golf courses in India
- You get to enjoy complimentary golf rounds
You can make your bookings by calling the Golf Concierge Desk by dialing the customer service number 022 6232 7777.
Fuel Surcharge Waiver
- Enjoy waiver of fuel surcharge across fuel stations
- This feature is valid only for fuel transactions between Rs.500 and Rs.4,000. The maximum waiver you will enjoy is Rs.250 per month
Things to keep in mind
- An additional charge of $27 will be levied post any lounge visits provided the free visits pass has been availed
- You will be eligible to receive additional complimentary lounge visits through priority pass on spending Rs.50,000 and above during the calendar quarter
World Safari Credit Card Fees & Charges
| Particulars | Charge |
|---|---|
| Annual Fee | Rs.3,000 |
| Finance charges (Retail and Cash) | APR up to 3.99% p.m. (47.88% p.a.) |
| Cash Advance Transaction fee | 2.5% (min Rs.500) of the cash amount |
| Overdue Penalty / Late Payment Fee | 15% of Total amount due (Min Rs.50, Max Rs.1,500) |
| Over Limit Penalty | Rs.600 |
| Cash Payment at branches | Rs.250 cash deposit transaction at RBL Bank branch |
| Surcharge on Purchase / Cancellation of Railway Tickets | IRCTC Service charges and Payment Gateway. Transaction charge [Up to 1.8% of (ticket amount +IRCTC service charge)] |
| Fuel Transaction Charge for transaction made at petrol pumps to purchase fuel | 1% Surcharge on Fuel transaction value or Rs.10, whichever is higher |
| Foreign Currency Transaction | Up to 3.5% |
How to Apply for World Safari Credit Card of RBL Bank?
Given below are the steps you will have to follow in order to apply for RBL Bank World Safari Credit Card:
- Visit the official website of RBL Bank
- On the left-hand side of the page, under ‘Personal Banking’, click on ‘Credit Card’, and under it choose ‘World Safari Credit Card’
- You will be directed to the World Safari Credit Card page where you will have to click on ‘Apply Now’
- A new page will open, where you will have to enter the following details:
- Name
- Gender
- Date of Birth
- Mobile number
- Email ID
- Full address
- Primary source of income
- Name of the employer
- Average monthly income
- PAN Card number
- Check the box which states that you have understood the terms and conditions for the application of RBL Credit Card. You also allow the bank to contact you with regards to the application of your credit card
- Click on ‘Submit’
- The bank will get in touch with you and will further assist you with the process of applying for a credit card
You can also apply for RBL Bank World Safari Credit Card by visiting the nearest branch of the bank. Make sure you carry all the relevant documents along with you. A representative from the bank will assist you with the process of applying for the credit card.
World Safari Credit Card FAQ’s
- What will be the annual fee of RBL World Safari credit card?The credit card comes with annual fee of Rs.3,000.
- Do I need to pay any additional charges for visiting the airport lounge?After you use the free visits, you will need to pay additional charges for every lounge access visit.
- Will the fuel surcharge waiver be only at selected fuel stations?Fuel surcharge waiver will be applicable at all the fuel stations and the maximum waiver will be Rs.250 every month.
- Does any RBL Bank credit card offer an instant cash facility?Yes, the RBL Bank SaveMax Credit Card offers instant cash into your bank account through the Xpress Cash Facility feature.
- Is there any welcome gift with this card?Yes, you will get a MakeMyTrip voucher worth Rs.3,000 as welcome gift.