Asiana Airlines Credit Card Review: 3 Facts one must know

Asiana Airlines Credit Card: Passport to a Higher Class of Traveling?

Regardless of whether you’re a seasoned traveler or an occasional wanderlust, the Asiana Airlines Credit Card could have been exactly what your wallet has been looking for. The Asiana Airlines credit card means the Bank of America Asiana Airlines Visa Signature.

The Asiana Airlines Visa Signature card presents a unique chance to exchange miles for a variety of benefits, including Asiana flight awards, upgrades, baggage charges, access to the lounge, and more. As a member of the Star Alliance, Asiana Airlines expands the possibilities by allowing you to earn and redeem Asiana Miles not only with them but also with other airlines within the Star Alliance network.

What kind of person should apply for an Asia Airlines Credit card?

1. Right for people who frequently flew with Asiana, providing unprecedented rewards to steady flyers.

2. Enrolled in the Asiana Club? It also offers more chances to earn miles, increasing your travel benefits and privileges. 

3.  A great choice for those who want to get their hands on a no-foreign transaction fee credit card, which makes it convenient and cheap to conduct overseas transactions.

4. Everyday spenders should reach for the Asiana Airlines Credit Card, which rewards all kinds of spending while still being a good travel-rewards card.

Key Benefits of Asiana Airlines Credit Card

1. Accumulate miles with every purchase, especially beneficial for frequent flyers.

2.  Robust fraud protection measures ensure the security of your transactions.

3. Enjoy fee-free international transactions, saving money on every purchase abroad.

4.  Receive comprehensive coverage when renting a car using a credit card.

5. Seamlessly use Apple Pay and Android Pay for convenient and secure transactions.

Get Lucrative Rewards with an Asiana Airlines credit card

  • Asiana Airlines Credit Card Promotions: Earned after making $3,000 or more in purchases within the first 90 days of account opening.
  • Tiered Mileage Rewards: 3X miles for Asiana Airlines purchases, 2X miles for gas and grocery store purchases, and 1X mile for all other expenditures.
  • Exclusive Lounge Access: Enjoy two invitations to Asiana Airline lounges annually.
  • Annual Bonus Miles Certificate: Receive a 10,000 Bonus Miles Certificate each year. Get a $100 Annual Rebate on Asiana Airlines ticket purchases.

Interest Rates for Asiana Airlines Credit Card

Regular APR Interest RateVariable APR: 15.99% ‐ 23.99%This rate fluctuates with the market and is based on the Prime Rate.
Balance Transfer Interest RateVariable APR: 15.99% ‐ 23.99%Similar to the regular APR, the balance transfer rate varies based on the Prime Rate.
Cash Advance Interest RateVariable APR: 18.99% ‐ 26.99%The cash advance interest rate is variable and, like other rates, is influenced by the Prime Rate.

The credit card provided by Asiana Airlines is quite the lucrative option as it offers its users a Bonus Value that amounts to an estimated $375. At the cost of a $99 Annual Fee, this card generously provides numerous advantages. With each purchase made on Asiana Airlines, cardholders are awarded 3 points, enabling them to swiftly accumulate miles that can be utilized for future flights. Furthermore, the card also grants individuals 2 points for each expenditure made on gas and groceries. For all other purchases not mentioned above, users are entitled to earn 1 point for every transaction carried out, thereby contributing to a highly versatile rewards system. 

Requirements to apply for an Asiana Airlines Visa Signature Credit Card 

To qualify for the Asiana Airlines Visa Signature Credit Card, applicants need to fulfill specific criteria:

  • Attain a minimum age of 18 years.
  • Possess a valid Social Security Number.
  • Maintain an active US street address.

Application Process for Asiana Airlines Visa Signature Credit Card

To initiate the application process for the Asiana Airlines Visa Signature Credit Card, follow these simple steps:

  1. Visit the Summary Page and access the online application form by clicking on the prominent “Apply Now” button.
  2. If you are an Asiana Club member, enter your member number. Fill in your First name, Last name, Residential address line 1, City, State, and ZIP code.
  3. Input your Primary phone number, Email address, Country of citizenship, Country of residence, and Date of birth.
  4. Select your Employment status and Occupation from the drop-down menus. Additionally, disclose your Total annual income, Source of income, and Monthly housing payment. If you’re a student, specify your student status and indicate your Years in school.
  5. Consider adding a cardholder to your account in the “Additional options” section, granting them the ability to make purchases while you remain the primary cardholder.
  6. Ensure all personal information is accurate. Before proceeding, carefully review the terms and conditions. If in agreement, check the provided box at the bottom of the page. Continue by clicking “Review your information.”
  7. On the last page, review all submitted data for accuracy. If everything is correct, click “Submit” to forward your card request to Bank of America for assessment.

FAQs:

Q1: Can I Use Mileage Points for Upgrades?

Yes, You can!  Asiana Airlines allows you to use your hard-earned mileage points to score upgrades to business class or even first class.

Q2: How Can I Check My Mileage Balance?

Keeping tabs on your mileage balance is very easy as Asiana Airlines provides an online portal where you can log in and track your points.

Q3: What Happens if I Miss a Payment?

Late payments can incur fees also it can negatively impact your credit score. So, stay on top of your payments to enjoy the full benefits of the Asiana Airlines Credit Card.

Q4. What should I do if my Asiana Airlines credit card is lost or stolen?

In that case, report the loss or theft immediately to Asiana Airlines customer service. They will guide you through the process of securing your account and issuing a replacement card.

Q5.Can I redeem earned miles for products or services other than travel?

As of now, miles earned on the Asiana Airlines Credit Card can be used only for travel-related expenses.

Q6: How do I receive the annual benefits?

Yearly the annual benefits, including lounge invitations, Bonus Miles Certificate, and the $100 rebate, are automatically provided to cardholders.